Not as much as you'd think - we've calculated the costs for full respecs on a level 100 character, and the refund cost is shockingly affordable!
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It's a lovely day in Sanctuary - the Treasure Goblins are hoarding, the demons are disembowling, and you're looking to find new and inventive ways to whack them down to size and collect their loot. This means you'll need to respec your character - but what, isn't that expensive?